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Have you ever wondered why at the end of every month you have little to no money left in your wallet?

Do you find yourself often borrowing from your family or friends?

Do you have a hard time trying to save money?

Saving money doesn’t mean you have to cut down on things you love, but you do have to spend more time managing it. It’s time to think about what your money is all about, especially if you don’t have much left.

Below are 19 things you can stop buying to save extra money.

1. Stop buying coffee all the time

Because of the relatively low price, the coffee we buy every day is usually an outlet that we don’t consider important.

But if we looked at the money we spend every month or every year, we would find that we could easily save that amount if we simply invested in a coffee maker and devoted three minutes of our time each morning.

If you buy a 3$ coffee daily then you spend 21$ a week.

That is 84$ a month and 1008$ a year. Wow!

So, from the calculation above, you quickly realize that you have to make your own coffee at home. Believe me, you’ll save lots of money.

I purchased this Ninja 12-Cup Programmable Coffee Maker and I never looked back. It is a very functional coffee maker. Also, the design and build quality are very nice and everything comes apart for easy cleaning. I really love it.

2. Bottled water

I recently stopped buying bottled water and bought this Engdenton Faucet Water Filter for the faucet. Additionally, instead of plastic bottles I now only have stainless steel bottles.

Specifically, I have the Contigo AUTOSEAL Chill Vacuum-Insulated Stainless Steel Water Bottle. If you want a smaller bottle, the Contigo AUTOSEAL West Loop Vacuum-Insulated Stainless Steel Travel Mug is the best one by far. It features one-handed drinking with the push of a button and it’s the one I use in my car.

On the other hand, if you want a larger bottle, I recommend the Hydro Flask 32 oz Water Bottle. It won’t disappoint you.

The main downside of plastic bottles is that when they are reused or exposed to sunlight, they release toxins. So, it’s never a good idea to refill an already used plastic bottle with water.

It is a much better idea to drink water from glass bottles or stainless steel bottles.

Two of the most important reasons to prefer stainless steel bottles are the following.

  • Stainless steel is the most hygienic and safe material because it does not contain Bisphenol and carcinogens, as it happens with some poor quality plastic or aluminum containers.
  • And secondly, their high durability. Since they do not break if they fall down, they can be used for a much longer time than ordinary flasks.

In addition, stainless steel does not attract bacteria, even if scratched. That’s why it is the first choice of material for the manufacture of hospital accessories and kitchenware.

3. Plastic wrap

I’ve been using plastic wrap for a long time but I found that it is better and cheaper to use these Eco-Friendly Reusable Beeswax Food Wraps.

They are made from 100% eco-friendly ingredients and you can reuse them many times.

The antimicrobial aspect of beeswax keeps fruits and vegetables super fresh for much longer than plastic bags.

4. Gym memberships

I always liked the gym, but let’s be honest. Gym memberships are expensive. Alternatively, my brother and I have built a small space with various fitness tools in our home.

If you don’t have many fitness tools, a simple exercise mat and some Youtube exercise videos will do the job just fine.

Believe me, it’s much cheaper than paying a gym membership each month.

5. Make your own lunch at work

Instead of buying fast food from the workplace or around the shops, try making your own home-made snack. Trust me, it’s a fantastic way that will save you a lot of money.

It will only take 5 minutes from your morning schedule and you will also add a healthier breakfast into your daily routine!

6. Cook more at home and avoid fast food

Many people do not realize how much they spend on a weekly basis on fast food. For example, instead of ordering food for dinner at home, buy the necessary supplies beforehand and prepare it yourself.

Try designing the weekly menu on a Saturday, so you can get everything that you might need in advance. Combine this new habit with your effort for a healthier diet.

7. Cable/satellite TV

As many of you know, nowadays most people have cut cable TV and switched to online streaming services like Netflix, Hulu, Amazon Prime Video and more.

It is much cheaper than paying for cable every month and the variety of series and movies is great.

table with online streaming services pricing

If you do not watch many movies and series on cable TV then you do not need it. Cancel the subscription and you will save a lot of money.

8. Lottery tickets

I don’t have much to say about it. It’s more likely for aliens to invade the Earth than for you to win the lottery. But seriously now, don’t spend your money on lotteries.

You might as well take your money and throw it away.

9. Buy less make-up

All women use makeup from time to time but it can be quite expensive. The solution is simple. You don’t need to buy many makeup products of the same category. Personally, I only have the basics.

Foundation: Maybelline Fit Me Matte + Poreless Liquid Foundation Makeup, Classic Ivory, 1 fl. oz. Oil-Free Foundation

Concealer: Maybelline Instant Age Rewind Eraser Dark Circles Treatment Concealer, Light, 0.2 fl. oz

Bronzer: Whatup Beaches Matte Bronzer by Elizabeth Mott, 10g (Cruelty-free, Paraben-free)

Eyeshadow Palette: NYX PROFESSIONAL MAKEUP Ultimate Shadow Palette, Eyeshadow Palette, Warm Neutrals, 1 Count

Mascara: Maybelline New York Makeup Volum ‘Express The Colossal Washable Mascara, Glam Black Mascara, 0.31 fl oz

Lipstick: L’Oreal Paris Color Riche Lipcolour, Tropical Coral, 1 Count

10. Manicures and Pedicures

I have bought a Gel Nail Polish Starter Kit and for the last two months, I have been learning how to do nails on my own.

Aside from the fact that it costs less than paying other people to do my nails, I really like the process of making my nails myself and doing them exactly the way I want.

It is not difficult at all and now I make professional and beautiful looking nails on my own.

Imagine how much money you can save if you often do manicures and pedicures in the 15-25$ price range.

11. Books and magazine subscriptions

I’m not saying that you shouldn’t buy books at all. Books are an amazing escape from our busy everyday life. What I mean is that you don’t always need to buy brand new books.

One option is to buy used books.

You can also borrow a book that you would like to read from relatives and friends, or even from your local library.

One habit I’ve developed lately is that I buy e-books rather than traditional ones. They are a lot cheaper and by doing so I save some extra money.

On the other hand, I have stopped buying magazine subscriptions because besides being an extra expense, I don’t use them that much.

12. Hand wash soap

For a month now, I have stopped buying cream soaps and switched to buying eco-friendly soaps. In addition to being more environmentally friendly, they are also cheaper.

Usually, antibacterial cream soaps contain chemicals that do more harm than good.

That’s why I now buy eco-friendly soaps like this 100% Natural 6-Piece Black Bar Soap Collection.

13. Paper towels

Lately, I have stopped using paper towels in my home wherever possible.

In the kitchen, I now use these Utopia Kitchen Flour Sack Dish Towels and when I exercise, I use these AmazonBasics Washcloth Face Towels.

The best thing about these cloth towels is that they are 100% Cotton, you can use them countless times and they are machine washable. Also, they will resist shrinking and minimize lint.

I really want to reduce the use of paper towels in our house as much as I can, because apart from saving money it can help protect the environment.

14. Shaving cream

For most women shaving creams or gels are a daily routine. Effective? Maybe. Expensive? Most definitely!

Replace the shaving cream with coconut oil or your hair conditioner. They both work equally well and you can find them cheaper than the price of shaving foam.

Some women even say that if you try coconut oil for shaving you will never buy foam again! It softens the hair, makes the razor glide and leaves your feet super soft and hydrated.

For example, you can use this Organic Fractionated Coconut Oil in your daily routine.

Another good idea is to invest in a good hair removal machine. Some of my favorites are the SYOSIN IPL Permanent Hair Removal System and this SILKlike IPL Permanent Hair Removal System.

I personally use this Laser Hair Removal machine. It’s more expensive but I love it because it does its job perfectly!

15. Stop buying unnecessary skincare products

I never bought many skincare products. What I do is buy one or two essentials like this Antipodes Kiwi Seed Oil Eye Cream and this Antipodes Divine Face Oil.

Both are very good quality and protect the skin very well.

16. Hair products

I no longer use various hair products such as hair masks and creams.

I just use this Darshana Natural Indian Hair Oil.

It contains 5 different natural oils and makes the hair appear softer, shinier and healthier. I don’t really need anything else.

17. Quit smoking

Smoking is not only bad for your health, but it is also very expensive. You will see a big difference in your finances if you manage to quit smoking. Especially if you smoke a lot of cigarettes per day.

The money you can save from quitting smoking can be used to pay for other expenses or whatever you want and need in your life.

The most important benefit, of course, is that you can improve your overall health and stamina.

18. Prefer walking or using public transportation

Have you ever wondered how much it costs to use your car on a weekly basis?

Many of us are accustomed to using the car even for very short trips, which we could do on foot or by using public transportation.

Think of the money you could save if you started walking more and at the same time making a positive environmental impact, preventing unnecessary pollution.

Moreover, you could combine using public transportation with the opportunity to start reading books that interest you. 

Finally, try carpooling with your friends or co-workers. This way you can save money and make your trips more enjoyable. 

19. Stop compulsive buying

Okay, last but not least is compulsive buying.

I know, this is not a thing, it’s a habit. And a really bad one.

You should definitely consider stopping compulsive buying if you want to save money.

I’m not saying to not shop at all. What I mean is to try and stop losing control during your shopping sprees and try not to spend more than you can afford.

Many times, when we go out for a walk and see different things in the shop windows, we end up buying them to satisfy ourselves and ultimately, we end up not using them at all.

FINAL THOUGHTS: To sum up, the key is in the small habits of our daily routine, with which we can save money on a daily basis without depriving ourselves of the necessities.


  1. Douglas M Antrim February 19, 2020 at 10:48 AM

    Great article, It’s well written. I quite smoking a few years ago and I have saved a ton of money.

    1. Catherine February 28, 2020 at 4:03 PM

      I am glad you managed to quit smoking. Thanks for reading Douglas!

  2. Emediong Joseph February 3, 2020 at 11:54 PM

    I think I like this very idea because spending on what you actually really need is very good and minimize excessive spending. Thanks for the great work.

    1. Catherine February 28, 2020 at 4:02 PM

      Glad you found it helpful. Thanks for reading!

  3. Christy January 6, 2020 at 3:18 PM

    Great tips. All of those combined would really add up!

    1. Catherine February 28, 2020 at 4:01 PM

      Sure thing Christy! Thanks for reading!

  4. Katie Kelly January 6, 2020 at 10:59 AM

    Love these tips, for sure going to take some of these with me throughout the year! Especially as I do a strict cut in spending for the month of January, getting my impulse buying under control!

    1. Catherine February 28, 2020 at 4:00 PM

      Thanks for reading Katie. Happy 2020!

  5. Jodi Graham January 6, 2020 at 8:36 AM

    These are GREAT ideas! I cut my cable ages ago and at the time was SO nervous about it but I survived LOL! And it saved me so much money!!! I’ve been meaning to ditch plastic wrap for beeswax wrap – thanks for the reminder 😉

    1. Catherine February 28, 2020 at 3:59 PM

      No problem! Glad I could help ?

  6. Ann Pape January 6, 2020 at 8:17 AM

    Love these tips! Saving money doesn’t have to be hard, and these simple life changes can really put more money in your pocket.

  7. Anna December 25, 2019 at 2:06 PM

    Nice tips! Thanks.


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